Rivia Clinics

Cashless Healthcare for employees. Comprehensive Services. Fixed Annual Fee. No exclusions.

Rivia Clinics is a group of full-service multi-speciality multi-location clinics providing membership-based general and specialist care to employees

Not insurance

Direct healthcare. No middleman. No restrictions.

Rivia Clinics is your healthcare provider. We deliver care directly—so you get predictable costs, zero claim forms, and no coverage surprises.

Direct care

We are the provider. Care is delivered by Rivia Clinics—no third-party approvals.

No middleman

No insurer between you and your care. One fixed fee, one relationship.

No claims or paperwork

No claim forms, no pre-authorization. Use your balance at the point of care.

No service exclusions

Access our full range of services within your plan—no hidden restrictions.

Predictable cost

Your company’s annual healthcare spend is fixed and known in advance.

Direct care·No middleman·No restrictions

Full Service ClinicsOne Membership. Full Access.

Doctor consulations

Dental care

Eye care

Mental health

Labs and Diagnostics

Medications

Procedures and minor surgeries

Virtual care

Women's health

Chronic Care

How It Works

Enroll Your Team

Provide your employee count and select a plan

Choose Your Payment

Use any major method—card, mobile money, or bank transfer.

Get Care Immediately

Start with free virtual care or walk into any Rivia Clinic

Trusted by forward-looking companies.
Loved by employees

access

GH₵2,500/year

Transparent Pricing,
Generous value

Free virtual care

One Rivia Card

Dedicated Care Team

GH₵10,000/year • per employee

Flexible payment options

You have questions

we have the answers

Think of Rivia as your direct healthcare partner. While traditional insurers act as middlemen who collect premiums to pay third‑party providers, Rivia Clinics directly provides care through its own clinics. That means predictable costs, no claims paperwork, and no confusing coverage rules—just direct access to care.

No. Your membership is exclusive to Rivia Clinics. Because we operate as a dedicated clinic group rather than a general insurance network, care is delivered directly through our own and partner clinics. This exclusivity is what lets us offer a more personalised, tech‑driven and truly cashless experience.

We would love to care for your family too. To include dependents, you can purchase individual memberships and any applicable Cashless Care add‑ons for each family member, depending on what your company chooses.

Yes. We offer flexible quarterly payment options to help employers manage costs over the year. Talk to our team and we’ll work with you to structure payments that fit your budget.

At the moment, we don’t offer top‑ups once your annual care value is used. We recommend reviewing your team’s expected healthcare needs each year so you can choose the membership and Cashless Care add‑on that best match your budget and usage.

Absolutely. Your Rivia membership includes full access to our eye and dental services with no category‑specific limits. Our clinics are equipped to provide routine eye exams, dental check‑ups, cleanings, fillings, extractions, and more as part of your care value.

Yes. We provide comprehensive women’s health services, including maternity care, prenatal and postnatal support, and specialised gynecological care through our clinicians and partner hospitals.

Yes. Our clinics are staffed with physicians and specialists who manage long‑term conditions such as diabetes, hypertension, renal disease and other chronic illnesses, with continuity of care across virtual and in‑person visits.

Our team is ready to help. If you have additional questions, please email [email protected] or WhatsApp us on +233 24 725 7966.