Rivia Clinics
Not insurance.
Your clinic.
Your doctor — but a whole chain.
Rivia Clinics is not a policy. We are not a middleman. We are your actual healthcare provider — with clinics across Ghana, a unified record of your health, and a membership that works like a subscription, not a claim form.
Walk in. Get care. That's it.
How Rivia Clinics works
Four things that make usdifferent.
If you have only ever used health insurance, here is what changes when you use Rivia Clinics.
1
We are your healthcare provider
Rivia Clinics is not a policy or a reimbursement scheme. We are the actual clinic you walk into. Our doctors see you, treat you, and know your history. There is no insurer between you and your care.
2
We operate from multiple locations
Your membership works at every Rivia Clinic — Labone, Dzorwulu, North Kaneshie, Koforidua and more. You are not locked to one branch. Move around Accra or across regions and your membership moves with you.
3
Your records are unified with us
Every visit, prescription, lab result and referral lives in one place — your Rivia health profile. No repeating yourself at every appointment. Every Rivia physician sees the full picture before they see you.
4
Pay a fixed fee. Receive generous care.
Your employer pays one fixed annual fee and your team gets access to a defined value of care — far more than the fee itself. No per-visit billing surprises. Choose to pay upfront and save, or pay later and keep your cash.
The difference in practice
The old way.
The Rivia way.
The old wayHealth insurance
Your company pays expensive premiums — then you arrive at the clinic and find out you have limits and exclusions that were never clearly explained to you.
Every clinic you visit has a different record of you. No one has the full picture.
The Rivia wayRivia Clinics membership
One fixed annual fee. No hidden limits, no surprise exclusions. Your team knows exactly what they have access to before they ever need it.
One unified health profile across every Rivia Clinic. Every doctor sees your full history — no matter which location you walk into.
Please note: Your Rivia Clinics membership is accessible at Rivia Clinics locations and is not an insurance product for use nationwide or with third-party providers, unless specifically referred by a Rivia Clinic physician.
Ready to enrol
your team?
Talk to us about a plan that fits your team size and budget. Most companies are set up in under a week.
Get started