Simple, honest pricing
One membership. Three ways to pay. No hidden fees, no claim forms.
Recommended
Pay Later
Your employees get care today. You pay at month-end for exactly what was used — no upfront commitment required.
GHS 0
membership fee
Care value
Pay per usage
What's included
- No upfront costPay 7 days after month-end
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions
- Free virtual care
- Free medication deliveryOne per member per month
- Dependants included
- Company Portal
Company Budget
Company Budget
One shared care pool for your whole team. Pay upfront and unlock 1.5× in care value for everyone.
GHS 10,000
membership fee · per team · per year
Care value
GHS 15,000
What's included
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions — capped at Care Value
- Free virtual care
- Free medication deliveryOne per member per month
- Care Value never expires
- Dependants included
- Full Company PortalSet limits, approvals and preferences
✓ Our team will reach out to set up a custom account for you.
Select Company Budget Per Person
Per Person
Each employee gets their own individual health benefit. Unlock 2.7× care value per person, per year.
GHS 1,500
membership fee · per employee · per year
Care value per person
GHS 4,000
What's included
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions — capped at Care Value
- Free virtual care
- Free medication deliveryOne per member per month
- Care Value expiresNoteUnused balance does not roll over
- Dependants paid separatelyNoteAdditional fee per dependant
- Company Portal
✓ Our team will reach out to set up a custom account for you.
Select Per Person Recommended
Pay Later
Your employees get care today. You pay at month-end for exactly what was used — no upfront commitment required.
GHS 0
membership feeCare valuePay per usage
What's included
- No upfront costPay 7 days after month-end
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions
- Free virtual care
- Free medication deliveryOne per member per month
- Dependants included
- Company Portal
Company Budget
One shared care pool for your whole team. Pay upfront and unlock 1.5× in care value for everyone.
GHS 10,000
membership fee · per team · per yearCare valueGHS 15,000
What's included
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions — capped at Care Value
- Free virtual care
- Free medication deliveryOne per member per month
- Care Value never expires
- Dependants included
- Full Company PortalSet limits, approvals and preferences
✓ Our team will reach out to set up a custom account for you.
Per Person
Each employee gets their own individual health benefit. Unlock 2.7× care value per person, per year.
GHS 1,500
membership fee · per employee · per yearCare value per personGHS 4,000
What's included
- All Rivia facilitiesTier 1, 2 and 3
- All services includedNo exclusions — capped at Care Value
- Free virtual care
- Free medication deliveryOne per member per month
- Care Value expiresNoteUnused balance does not roll over
- Dependants paid separatelyNoteAdditional fee per dependant
- Company Portal
✓ Our team will reach out to set up a custom account for you.
Help me choose
Which plan is right
for your company?
Per Person
Pay once. Unlock more.
- Pay a fixed fee per employee before the year begins. One transaction, done.
- Every GHS 1,500 membership unlocks GHS 4,000 in annual healthcare benefits per person.
- No billing during the year. No invoices, no claims, no surprises.
- The right choice if you want predictable healthcare spend and maximum value per employee.
Best if you want simplicity and maximum value per cedi spent
Company Budget
Keep your cash. Pay as care is used.
- Your healthcare budget stays in your account. Nothing is paid to us Per Person.
- Set a fixed annual budget for your team. Deposit it with us or hold it yourself.
- Each time an employee visits a Rivia Clinic, you receive a full itemised bill for that visit.
- Bills are due within 14 days or at month-end — whichever works for your finance team.
Best if you want flexibility and control over when you spend
Quick answers
Can I switch from Company Budget to Per Person later?
Yes. At your annual renewal you can switch between plans. If your team grows significantly during the year and you would prefer the Per Person plan, speak to us and we can work out a mid-year transition. There is no penalty for switching.
What happens if my employee's care exceeds the annual benefit on Per Person?
We will notify you when a member is approaching their annual benefit limit. At that point you can choose to top up their benefit, or the member continues under a co-pay arrangement. No one is turned away from care — we always treat first and resolve the billing afterwards.
Not sure which plan fits your company?
Our team can help you choose — or design a custom package around your team size, budget, and healthcare needs.